FAQs

Does Sterling Insurance Group offer more than homeowners insurance on Martha’s Vineyard?

Yes! Do you have an auto, a business, or other some other insurable asset you’d like us to quote? Do you have property on the Cape, Boston, South Shore, North Shore, or Western Massachusetts? No problem. Our primary focus is property on Martha’s Vineyard, but we encourage new clients to bring us all of their policies to quote. Schedule and appointment or give us a call today.

Why use an Independent Insurance Agent like Sterling Insurance Group for your Martha’s Vineyard Home Insurance?

To list just a few reasons:

• There is no added cost to you and you end up having a knowledgeable ally to help you when things gets confusing or complicated. 

• You can speak directly with local insurance professionals and not get stuck navigating an impersonal call center.

• You will get access to dozens of insurance providers many of which you cannot get on your own. 

• You will receive personalized and independent insurance advice.

Do insurance agents have access to more home insurance companies than I do?

Yes, and Independent insurance agent does! As a recent example, we helped a homeowner who thought the only home insurance company available for her Vineyard home was the Massachusetts FAIR Plan.

We saved her hundreds of dollars, increased her coverage, and lowered her wind deductible when we placed her with an insurance company that only offers policies directly through agents - a company that will sell insurance on Martha’s Vineyard exclusively through Sterling Insurance Group.

It's good to check your options with direct insurance companies, but it's a best practice to use Sterling Insurance Group as your last call for your Martha’s Vineyard Homeowners Insurance.

Not only do we have access to markets that regular consumers don't, but we also can help you compare the options that you've already received so you know what you're getting for your money.

How long does it take to get a quote and buy a policy from Sterling Insurance Group?

If you need a policy immediately we can often get you a policy in one business day. We prefer to have a few days since some of the channels we use require a little more time to get the best pricing. Let us know what your timeline is and we will try our very best to make it work.

What should I know if I'm currently with a direct insurance carrier like Geico, Liberty Mutual, USAA, Amica?

You are on your own! Try asking them what coverage you should buy, try asking them what you should do during a claim, or try asking them to compare their coverage to another company. You won't get far and whatever help you do get won't come easy. Think about it, if you have a claim, whose side is the company really on? Yours or their own? If you think that none of that matters because the price you're paying is so low, you’re likely to be reminded that you get what you pay for.

Will you write homeowners insurance off of Martha’s Vineyard?

Absolutely! Though we specialize in property insurance on Martha’s Vineyard - we love Edgartown, Oak Bluffs, Vineyard Haven (Tisbury), West Tisbury, Chilmark, and Aquinnah - we have lots of experience quoting properties all over Massachusetts.